The Intelligent Investor
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Financial planning is the greatest expression of love for yourself and your family. Reduce stress
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and add to the quality of your life by exploring the investment experience of three of the most
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successful investment managers ever, Benjamin Graham, Warren Buffett, and Peter Lynch.
A
TION
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Students will learn basic investment definitions and concepts including: Stock selection, P/E
ratio, ROE, P/E growth, dividend yield, and total return calculations.
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SECTION DAY TIME ROOM FEE INSTRUCTOR
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13-2001 Sat, Sept 13 9:00am-12:00pm 5 $25 Alm
Y EDUC
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13-2002 Sat, Nov 8 9:00am-12:00pm 5 $25 Alm
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How to Create Real Estate Wealth by Buying Out of State
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How to buy Pre-foreclosure properties, Short Sales and REO Bank and Savings & Loan
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Foreclosures in the best locations in the US for appreciation and cash flow. Location, location,
location. Where to buy for the most desirable investment property, vacation and second homes
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near vacation resorts, beaches, lakes and mountains and much more.
C
OMMUNIT
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SECTION DAY TIME ROOM FEE INSTRUCTOR
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11-7050 Mon, Sept 22 6:00pm-10:00pm 5 $39/Single, $59/Couple Yee
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Remodel without Remorse—Back by Popular Demand
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Homeowners! Save Up to Thousands of Dollars —Before You Begin Your Project
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Learn the SIX guiding steps to a successful home remodel. Learn the basics of design and
construction, budget setting, hiring the right team, and monitoring the progress of work. Elaine
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Schultz brings
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over 30 years of experience in working with/for architects, engineers, contractors,
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homeowners and will help you navigate the maze of your home remodel. Optional workbook
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available in class for $20.
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SECTION DAY TIME ROOM FEE INSTRUCTOR
13-0810 Sat, Sept 27 9:00am-12:00pm 5 $49/single, $89/couple Schultz
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Home Buying and Home Building
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Imagine how different your life would be if you had no rent or mortgage payments to make!
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Build your dream house and own it free and clear in five years. The presenter built his dream
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house in Marin County and saved a bundle. In this inspirational seminar, learn how to buy
land and building material inexpensively, live on your land rent-free while you build and more.
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Material fee of $20 payable to the instructor, David Cook. For more information, please visit ■
www.buildyourdreamhouse.com.
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SECTION DAY TIME ROOM FEE INSTRUCTOR
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11-0101 Wed, Oct 8 6:30pm-9:30pm V-I $33 Cook
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How to Manage Your Mortgage
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You need savvy borrowing strategies these days as a homeowner to refinance or buy a new home.
Learn how to negotiate with your bank or mortgage broker to get the lowest rate and the best
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terms. Avoid unnecessary fees, prepayment penalties, and points. ■
SECTION DAY TIME ROOM FEE INSTRUCTOR ■
11-2660 Mon, Oct 13 7:00pm-9:00pm V-I $25 Wardly
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The Top Ten Mistakes to Avoid When Buying a Home
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Buying a home can be an exciting experience. Unfortunately, most buyers make five or more
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critical mistakes when purchasing a home. Learn from those in the know about real estate
and how to avoid these common mistakes. Learn about pre-approval, pre-qualification, termite
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inspections, home inspections, and traits to look for in the person who represents you. We will ■
explore the four L’s in real estate, the current market and much more.
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SECTION DAY TIME ROOM FEE INSTRUCTOR
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11-2811 Wed, Oct 8 6:00-8:00pm 4 $15 Schwab
11-2812 Wed, Nov 19 6:00-8:00pm 4 $15 Schwab
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The Five Best Ways to Stop Paying Your Landlord’s Rent
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Home ownership has reached a record level (67%) in the United States. Those in the know about
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real estate will discuss numerous government and conventional loan programs that allow buyers
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with low down payments to have their piece of the “American Dream.” We will also discuss
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qualifying for a home loan.
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SECTION DAY TIME ROOM FEE INSTRUCTOR
11-2601 Wed, Sept 10 6:00pm-8:00pm 4 $15 Schwab
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11-2602 Wed, Nov 5 6:00pm-8:00pm 4 $15 Schwab
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Estate Planning Isn’t Just for the Very Rich—See page 31
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See pages 46-47 for registration form/information
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High School GED registration see pages 27-28
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