210-211 CC3197 Index 26/10/09 14:19 Page 1
HOLIDAY PACKAGE INSURANCE
Comprehensive Travel Insurance from as little as
Have you, or anyone who is travelling with you, Emergency Medical
£44 for individual cover and
1. Ever received treatment for: This is not private medical Insurance. This policy only
£88* for Family Cover
(a) A heart related condition, stroke or hypertension
covers treatment of medical conditions in an emergency and
*Family cover means 2 adults and an
(high blood pressure).
which will respond quickly to treatment. It does not cover
unlimited number of dependant children recurrent or long-term treatment. If shoreside medical
(b) A breathing condition (including asthma).
attention is required, this treatment will be in a medical
Book online at:
(c) Cancer. facility appropriate to your condition and the treatment
www.insuretocruise.com/cunardcruises.html
(d) Diabetes.
required, and this may be within a state facility as determined
or call the travel insurance booking line now for a
by the assistance company.
2. In the last few years:personalised quote and instant cover on
0845 230 7136 (a) Been treated for any serious or re-occurring
Claims for Personal Possessions
medical condition,
This insurance does not provide cover on a ‘new for old’
(b) Been asked to take regular prescribed medications,
Under the terms of our booking conditions all guests
basis, which means that deductions for age, wear and tear
travelling with us are required to have valid travel insurance
(c) Been referred to a specialist or consultant at a hospital
will be made where appropriate.
in place. The cover described below has been specially
for tests, investigations, diagnosis or treatment?
arranged by Preferential Insurance Services Limited
If your answer is ‘YES’ to any of these questions you are
Sums Insured and Limits
(“Preferential”) and underwritten by the United Kingdom
required to contact the Travel Insurance Advice Line on
All sections of the insurance have a limit on the amount the
Branch of Union Reiseversicherung AG (the “Insurer”).
0845 230 7136 (outside the UK: +44 (0) 845 230 7136)
Insurer will pay, as described above. Some sections have
Insurance cover must be purchased within 14 days of
either before or immediately after purchasing your cover in
internal limits such as the amount the Insurer will pay for
booking your voyage.
order to obtain an additional quotation specifically for your
any one item or personal money.
A summary of the cover is shown below. Cover will only
medical conditions This will ensure that you have full cover in
commence upon payment of the premium. If you wish to
place. All calls are treated in the strictest confidence and any
Age Reductions/Loadings applicable to all Premiums
purchase this insurance please contact the Travel Insurance
additional agreed terms applicable to your policy will be
Booking Line on:
confirmed in writing. Children under 18 years of age are entitled to free
0845 230 7136 or if you are calling from
outside of the UK
cover when parents purchase this insurance.
+44 (0) 845 230 7136. The Travel
Insurance Booking Line is run by Travel Insurance Facilities
Significant exclusions You must give your age and date of birth details at the
plc on behalf of the Insurer.
time of booking otherwise premiums applicable to
Please note the insurance does not provide cover for
persons aged over 70 years will be charged. All ages
This Insurance is only available to EU residents who
claims due to psychological or psychiatric conditions,
as at the date of travel.
purchase their voyage and policy in the UK. Please note
including anxiety, depression, eating disorders or any
repatriation will be to your home country. No cover will be
Please note this travel insurance policy does not have diagnosed mental illness or instability. Additionally the
provided in your home country.
an upper age limit, however, the basic rates above are policy will not cover you to cancel or cut short your trip
determined by your age at the date of travel. due to the recurrence or exacerbation of any pre-existing
health condition of a close relative or business associate
Summary of Cover who is not travelling or not insured on this policy.
Reasonable Care
Cancellation Up to Invoice cost
You are required to take all reasonable care of yourself
Departure Delay Up to £20
Change in Health Condition
after 12 hours delay
and your property and to act at all times as though you
Up to £10
If your health or medication changes between purchasing are not insured.
after each subsequent
the insurance and travel you are required to call the Travel
12 hours delay (max £100)
Insurance Advice Line on 0845 230 7136 (if you are outside
Hazardous Activities
Missed Departure Up to £800
of the UK please call +44 (0) 845 230 7136) to notify the
Abandonment Up to Invoice cost
change in risk.
The insurance may not cover you when you take part in
certain activities WHERE THERE IS A HIGH RISK OF INJURY.
Personal Possessions Up to £1,500
Before you purchase this insurance your attention must be
It is likely that all shore excursions booked through Carnival
brought to a number of important aspects:
Single Article Limit Up to £300
plc are included in the scope of emergency medical &
A brief summary of cover available is set out within this repatriation cover. Please refer to your policy wording.
Valuables Limit Up to £300
panel. Before you commit to the insurance please refer to
Delayed Possessions Up to £100 after 12 Hours the Policy of Insurance and Key Facts statement which will
Claims and Complaints
Personal Money Up to £500
be sent to you by the Insurer.
The insurance policy contains the procedure which you
Cash Limit Up to £250
I
should follow if you wish to make a claim or a complaint.
MPORTANT NOTES
Loss of Documents Up to £250
Please note that your contract of insurance will be with Union
Emergency
Policy of Insurance
Reiseversicherung AG, UK Branch and that Carnival plc will
have no responsibility to you for claims or any other liability
Medical Expenses Up to £5,000,000 This contains the full details of what is and is not covered,
in connection with the same.
Hospital Benefit/ Up to £50 per 24 Hours
and will be sent to you upon purchasing the insurance.
Stateroom Confinement (Max £600)
Please read it carefully to ensure you understand the cover
provided. A specimen copy will be made available prior to
Jurisdiction
Curtailment Up to Invoice cost
purchase upon request, please telephone: 0845 230 7136 (if The insurance will be subject to English law unless otherwise
Personal Liability Up to £2,000,000 you are outside of the UK please call +44 (0) 845 230 7136) agreed in writing.
Personal Accident Up to £10,000
Legal Advice
‘Cooling Off Period’ Incorporation
and Expenses Up to £25,000 If the insurance does not meet your requirements you may Preferential is incorporated in the United Kingdom and Union
cancel within 14 days of purchase (prior to travel if this is Reiseversicherung AG is incorporated in Germany.
Excesses
sooner) and, provided no claim has been made, obtain a
refund. After this 14-day period insurance premiums are not
You will pay the first £125 (for persons 70 years and over at
Financial Services Authority
refundable under any circumstances.
the date of travel) or £75 (for persons under 70 years Preferential Insurance Services Ltd is authorised and
at the date of travel) of any claim for Cancellation,
Abandonment, Personal Possessions, Personal Money,
On-board medical treatment
regulated in the United Kingdom by the Financial Services
Authority (FSA). Union Reiseversicherung AG are authorised
Emergency Medical Expenses, Personal Liability (increased to Any guest who provides proof of purchase of this insurance in Germany by BaFin and regulated in the United Kingdom
£250 when the claim is for damage to property) and Legal at the time of seeking medical treatment at the on-board by the Financial Services Authority.
Advice and Expenses. medical centre, and who has declared all pre-existing medical
conditions, had these accepted and paid any additional
CompensationSpecial Notice regarding your health and that of anyone
premium required, will only be charged up to the applicable
travelling with you whose health may cause you to cancel
insurance excess for treatment for the same condition.
The insurance policy will be covered by the Financial Services
or cut short your trip:
Carnival plc will undertake to recover the cost of treatment
Compensation Scheme.
Most travel insurance policies include exclusions for pre-
which exceeds the insurance excess from the Insurer. Cunard is an Introducer Appointed Representative of Travel
existing conditions. It is important that you read the
Insurance Facilities plc, who are authorised and regulated by
following questions carefully:
the Financial Services Authority.
210
FOR BOOKING CONDITIONS, INFORMATION AND INSURANCE SEE PAGES 200-211
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