98-99 CC3110 Insurance-Index: 19/6/09 10:15 Page 1
HOLIDAY PACKAGE INSURANCE
ComprehensiveTravelInsurancefromaslittleas
Haveyou,oranyonewhoistravellingwithyou, EmergencyMedical
£44forindividualcoverand
1. Everreceivedtreatmentfor: ThisisnotprivatemedicalInsurance.Thispolicyonly
£88*forFamilyCover
(a) Aheartrelatedcondition,strokeorhypertension
coverstreatmentofmedicalconditionsinanemergencyand
*Familycovermeans2adultsandan
(highbloodpressure).
whichwillrespondquicklytotreatment.Itdoesnotcover
unlimitednumberofdependantchildren recurrentorlong-termtreatment.Ifshoresidemedical
Bookonlineat:
(b) Abreathingcondition(includingasthma).
attentionisrequired,thistreatmentwillbeinamedical
www.insuretocruise.com/cunardcruises.html
(c) Cancer. facilityappropriatetoyourconditionandthetreatment
required,andthismaybewithinastatefacilityasdetermined
orcallthetravelinsurancebookinglinenowfora
(d) Diabetes.
bytheassistancecompany.
personalisedquoteandinstantcoveron 2. Inthelastfewyears:
08452307136 (a) Beentreatedforanyseriousorre-occurring
ClaimsforPersonalPossessions
medicalcondition,
Thisinsurancedoesnotprovidecoverona‘newforold’
Underthetermsofourbookingconditionsallguests
(b) Beenaskedtotakeregularprescribedmedications,
basis,whichmeansthatdeductionsforage,wearandtear
travellingwithusarerequiredtohavevalidtravelinsurance
(c) Beenreferredtoaspecialistorconsultantatahospital
willbemadewhereappropriate.
inplace. Thecoverdescribedbelowhasbeenspecially
fortests,investigations,diagnosisortreatment?
arrangedbyPreferentialInsuranceServicesLimited
Ifyouransweris‘YES’toanyofthesequestionsyouare
SumsInsuredandLimits
(“Preferential”)andunderwrittenbytheUnitedKingdom
requiredtocontacttheTravelInsuranceAdviceLineon0845
Allsectionsoftheinsurancehavealimitontheamountthe
BranchofUnionReiseversicherungAG(the“Insurer”).
2307136(outsidetheUK: +44(0)8452307136) either
Insurerwillpay,asdescribedabove.Somesectionshave
Insurancecovermustbepurchasedwithin14daysof
beforeorimmediatelyafterpurchasingyourcoverinorderto
internallimitssuchastheamounttheInsurerwillpayforany
bookingyourvoyage.
obtainanadditionalquotationspecificallyforyourmedical
oneitemorpersonalmoney.
Asummaryofthecoverisshownbelow.Coverwillonly
conditionsThiswillensurethatyouhavefullcoverinplace.
commenceuponpaymentofthepremium.Ifyouwishto
Allcallsaretreatedinthestrictestconfidenceandany
purchasethisinsurancepleasecontacttheTravelInsurance
additionalagreedtermsapplicabletoyourpolicywillbe
AgeReductions/LoadingsapplicabletoallPremiums
BookingLineon:08452307136orifyouarecallingfrom
confirmedinwriting. • Childrenunder18yearsofageareentitledtofree
outsideoftheUK+44(0)8452307136.TheTravel
coverwhenparentspurchasethisinsurance.
InsuranceBookingLineisrunbyTravelInsuranceFacilities
Significantexclusions • Youmustgiveyourageanddateofbirthdetailsatthe
plconbehalfoftheInsurer.
Pleasenotetheinsurancedoesnotprovidecoverfor
timeofbookingotherwisepremiumsapplicableto
ThisInsuranceisonlyavailabletoEUresidentswho
claimsduetopsychologicalorpsychiatricconditions,
personsagedover70yearswillbecharged. Allages
purchasetheirvoyageandpolicyintheUK.Pleasenote
includinganxiety,depression,eatingdisordersorany
asatthedateoftravel.
repatriationwillbetoyourhomecountry.Nocoverwillbe
diagnosedmentalillnessorinstability.Additionallythe • Pleasenotethistravelinsurancepolicydoesnothave
providedinyourhomecountry.
policywillnotcoveryoutocancelorcutshortyourtripdue anupperagelimit,however,thebasicratesaboveare
totherecurrenceorexacerbationofanypre-existing determinedbyyourageatthedateoftravel.
healthconditionofacloserelativeorbusinessassociate
SummaryofCover whoisnottravellingornotinsuredonthispolicy.
ReasonableCare
Cancellation UptoInvoicecost
Youarerequiredtotakeallreasonablecareofyourself
DepartureDelay Upto£20after12hoursdelay
ChangeinHealthCondition
andyourpropertyandtoactatalltimesasthoughyou
Upto£10
arenotinsured.
aftereachsubsequent
Ifyourhealthormedicationchangesbetweenpurchasingthe
12hoursdelay(max£100)
insuranceandtravelyouarerequiredtocalltheTravel
InsuranceAdviceLineon08452307136(ifyouareoutside
MissedDeparture Upto£800
HazardousActivities
oftheUKpleasecall+44(0)8452307136) tonotifythe
Abandonment UptoInvoicecost
changeinrisk.
Theinsurancemaynotcoveryouwhenyoutakepartin
certainactivitiesWHERETHEREISAHIGHRISKOFINJURY.It
PersonalPossessions Upto£1,500
Beforeyoupurchasethisinsuranceyourattentionmustbe
islikelythatallshoreexcursionsbookedthroughCarnivalplc
broughttoanumberofimportantaspects:
SingleArticleLimit Upto£300
areincludedinthescopeofemergencymedical&
Abriefsummaryofcoveravailableissetoutwithinthis repatriationcover.Pleaserefertoyourpolicywording.
ValuablesLimit Upto£300
panel.Beforeyoucommittotheinsurancepleaserefertothe
DelayedPossessions Upto£100after12Hours PolicyofInsuranceandKeyFactsstatementwhichwillbe
ClaimsandComplaints
PersonalMoney Upto£500
senttoyoubytheInsurer.
Theinsurancepolicycontainstheprocedurewhichyou
CashLimit Upto£250 shouldfollowifyouwishtomakeaclaimoracomplaint.
IMPORTANTNOTES
LossofDocuments Upto£250
PleasenotethatyourcontractofinsurancewillbewithUnion
Emergency
PolicyofInsurance
ReiseversicherungAG,UKBranchandthatCarnivalplcwill
havenoresponsibilitytoyouforclaimsoranyotherliability
MedicalExpenses Upto£5,000,000 Thiscontainsthefulldetailsofwhatisandisnotcovered,
inconnectionwiththesame.
HospitalBenefit/ Upto£50per24Hours
andwillbesenttoyouuponpurchasingtheinsurance.Please
StateroomConfinement (Max£600)
readitcarefullytoensureyouunderstandthecover
provided.Aspecimencopywillbemadeavailablepriorto
Jurisdiction
Curtailment UptoInvoicecost
purchaseuponrequest,pleasetelephone:08452307136(if TheinsurancewillbesubjecttoEnglishlawunlessotherwise
PersonalLiability Upto£2,000,000 youareoutsideoftheUKpleasecall+44(0)8452307136) agreedinwriting.
PersonalAccident Upto£10,000
LegalAdvice
‘CoolingOffPeriod’ Incorporation
andExpenses Upto£25,000 Iftheinsurancedoesnotmeetyourrequirementsyoumay PreferentialisincorporatedintheUnitedKingdomandUnion
cancelwithin14daysofpurchase(priortotravelifthisis ReiseversicherungAGisincorporatedinGermany.
Excesses
sooner)and,providednoclaimhasbeenmade,obtaina
refund.Afterthis14-dayperiodinsurancepremiumsarenot
Youwillpaythefirst£125(forpersons70yearsandoverat
FinancialServicesAuthority
refundableunderanycircumstances.
thedateoftravel)or£75(forpersonsunder70years PreferentialInsuranceServicesLtdisauthorisedand
atthedateoftravel)ofanyclaimforCancellation, regulatedintheUnitedKingdombytheFinancialServices
Abandonment,PersonalPossessions,PersonalMoney,
On-boardmedicaltreatment
Authority(FSA).UnionReiseversicherungAGareauthorised
EmergencyMedicalExpenses,PersonalLiability(increasedto Anyguestwhoprovidesproofofpurchaseofthisinsurance inGermanybyBaFinandregulatedintheUnitedKingdomby
£250whentheclaimisfordamagetoproperty)andLegal atthetimeofseekingmedicaltreatmentattheon-board theFinancialServicesAuthority.
AdviceandExpenses. medicalcentre,andwhohasdeclaredallpre-existingmedical
SpecialNoticeregardingyourhealthandthatofanyone
conditions,hadtheseacceptedandpaidanyadditional
Compensation
travellingwithyouwhosehealthmaycauseyoutocancel
premiumrequired,willonlybechargeduptotheapplicable
orcutshortyourtrip:
insuranceexcessfortreatmentforthesamecondition.
TheinsurancepolicywillbecoveredbytheFinancialServices
Carnivalplcwillundertaketorecoverthecostoftreatment
CompensationScheme.
Mosttravelinsurancepoliciesincludeexclusionsfor
whichexceedstheinsuranceexcessfromtheInsurer. CunardisanIntroducerAppointedRepresentativeofTravel
pre-existingconditions.Itisimportantthatyoureadthe
InsuranceFacilitiesplc,whoareauthorisedandregulatedby
followingquestionscarefully:
theFinancialServicesAuthority.
98 T h e m o s t f a m o u s o c e a n l i n e r s i n t h e w o r l d
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