microfinance – a transparent way of developing economies
Recent issues
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ISSUE 3 WINTER 2007
TURNING ON THE GRID: COMPUTING AS A UTILITY
We help to explain what GRID computing is, provide some insight into how it works, and how some companies
are exploiting this technology for business advantage.
BRIGID WHORISKEY INTERvIEWS MARC GAUDART, ExPERIAN
Marc Gaudart is responsible for the global activities of Experian Decision Analytics. Brigid Whoriskey asks him
about his views on Globalisation of IT.
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DIY FINANCE: A DIFFERENT KIND OF WRAP
BACK ISSUES
Perspectives takes a look at the technical building blocks and challenges required to meet the growing demand
for self service
THE FACEBOOK GENERATION: NOT SO DIFFERENT TO YOU AND ME?
An interview with Mariann Hardey, University of York providing insights into the seamless way that the younger generation are integrating
digital social networks into their lives
SPIDERS & ANTS – HAPPY WITH YOUR SEARCH ENGINE?
Chris Clark outlines what we can expect from next generation search engines.
TOP 10 PREDICTIONS FOR WORLDWIDE BANKING
We couldn’t complete our 1st issue of 2008 without including predictions for the future. We found this top 10 from Financial Insights
particularly relevant.
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ISSUE 2 AUTUMN 2007
BIOMETRICS – SILvER BULLET OR FALSE DAWN?
With the resurgence of interest in Biometrics from publicity around the introduction of UK identity cards, we
explore different types of Biometrics technologies, their potential use in business, and we dispel some of the sci-fi
myths.
GOOGLE – jUST HOW DO THEY DO THAT?
We’re all familiar with Google – it’s now a verb in everyday use in countries around the world! Perspectives takes
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a sideways look at Google’s unique infrastructure – just how is it that they manage to be so consistently reliable
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BRIGID WHORISKEY INTERvIEWS PEKKA vILjAKAINEN – TIETOENATOR
Pekka Viljakainen – Executive Vice President TietoEnator Corporation – provides a fascinating insight into the
evolution of consumer behaviour and the digitalisation of enterprises.
DISRUPTIvE ONLINE START-UPS
We take a look at Zopa & PayPal, two relatively new players driving the growth and maturity of social online trading.
MEGA TRENDS IMPACTING FINANCIAL SERvICES TECHNOLOGY
Our editorial team’s view of the big trends affecting financial services.
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ISSUE 1 SUMMER 2007
COMMUNICATIONS TECHNOLOGY
Communications and customer behaviour are fundamentally changing, with predictions that communications will
see more change in the next 10 years than in the last 150. Whether you regard this as an overstatement or not is
immaterial – what is clear is that communications is in a state of revolution.
THE vIRTUAL ECONOMY
The first issue of Perspectives on Technology highlights the evolution of communications technology and virtual
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economies – trends which have a major impact on organisations and consumers. In this interview we sought the
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BACK ISSUES
SECOND LIFE – CAN YOU BANK ON IT?
This article explores Second Life, one of the fastest growing virtual worlds with a burgeoning and real economy.
Perspectives on technology | 
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