This page contains a Flash digital edition of a book.
WILLS
f
c
o
o
u
n
n
ce
d
r
,
ne
t
d
ha
d
t
es
o
p
f
ite
th
t
o
h
s
e
e
p
w
os
ithout a will 90% were not ownersifthatownerdieswithoutawill(intestate).
ones to financial pain. N
s
e
i
a
b
r
i
l
l
y
ity
6
o
0
f
%
ex
o
p
f
os
a
i
d
n
u
g
lt
t
s
he
w
ir
r
loved
believed that, if they die intest
ongly I
their assets
ate, that is without a will, d
f
ie
h
s
o
i
w
nt
e
e
v
s
e
t
r
at
t
e
h
,
e
an
p
d
ro
i
p
s
e
s
r
u
ty
rv
i
i
s
ve
so
d
le
b
l
y
y
h
o
i
w
s
n
o
e
r
d
he
a
r
n
s
d the owner
dearest.Igue
w
ss
il
n
l
o
a
n
u
e
to
o
m
fu
a
s
ti
r
c
e
a
a
l
l
l
l
y
yl
g
ik
o to their nearest and (provided they were not sep
pouse, then
b
t
u
u
r
t
e
th
th
e
a
r
t
e
y
a
o
li
u
ty
rw
i
etothinkaboutdeath,
s
s
i
t
s
h
h
a
e
t
s
m
ar
a
e
k
c
i
a
n
r
g
ri
a
ed
w
o
il
u
l
t
is
af
t
t
h
e
e
ry
o
o
n
u
ly
h
w
av
a
e
y
g
to
on
b
e
e
.
t
h
o
e
li
s
v
u
e
r
i
v
n
iv
th
in
arated at the time of death)
e
g
m
sp
at
o
r
u
im
se
o
w
ni
i
a
ll
l
,
h
a
o
s
u
a
se
m
f
i
o
n
r
im
hi
u
s
m
or
,
h
h
e
a
r
ve
lif
t
e
h
t
e
im
ri
e
g
.
ht
W
U
few
ills
si
d
m
o
p
n
le
ot
st
h
e
a
p
v
s
e
,s
t
o
o
m
be
et
e
im
xp
e
e
s
n
w
si
i
v
th
e
o
o
u
r
t
c
e
o
v
m
en
pl
t
e
h
x
e
to
ne
m
ed
ak
f
e.A ex
n
te
fo
n
r
t
tunately the Law does not make clear the precise
solicitor,canhelpensureyourass
ora regard t
o
o
f
t
t
h
h
e
e
p
o
ro
b
p
lig
er
a
t
t
y
i
,
o
e
n
.g
o
.,
f
re
th
p
e surviving spouse with
wish.Tescofoundt
etsgowhereyouwould p
drawingupawilla
h
r
e
e:
mostcommonreasonsgivenfornot d
a
ra
y
f
m
te
e
d
n
w
ts
i
e
ll
t
.
c.–allofwhichwo
a
u
ir
ld
s,
b
in
e
s
c
u
o
r
v
a
e
n
r
c
e
e
d
, m
in
o
a
rt
w
ga
e
g
ll
e
-
C
I
To
o
o
ul
t
d
im
n
e
ot
co
b
n
e
s
b
u
o
m
th
i
ered-36%(me,bytheway!). th
n
e
ad
su
d
r
itiontotherighttooccupythematrimonialhome,
Tooexpensive-12
n
%
g
.
anddepressing-19%. wholeo
v
f
iv
th
o
e
r
i
(
m
if
m
th
o
e
v
r
a
e
b
i
l
s
e
n
es
o
ta
w
te
il
i
l
f
)
t
i
h
s
e
e
re
nt
a
i
r
tl
e
ed
no
to
ch
k
il
e
d
e
r
p
en
t
.
he
I
I
r
n
equ
J
i
e
re
rs
m
e
e
y
nts
th
i
e
f
re
you
are
own
slig
p
h
ro
tl
p
y
e
more complex will s
n the event that there are children then the surviving
rather than just goods and chatt
r
e
t
l
y
s (
(
m
im
o
m
va
o
b
v
l
a
e
b
a
le
ss
a
et
s
s
s
)
e
.
ts
I
) h
p
o
o
m
u
e
s
,
e
t
w
he
il
f
l
i
b
rs
e
t
e
£
n
3
t
0
i
K
tle
o
d
f
tothecontentsofthematrimonial
you have immovable assets then you rea
f estate, and then one
t
h
h
a
e
lf
re
o
m
f
ai
t
n
h
d
e
er
ba
o
l
f
a
t
n
h
c
e
e
ne
o
t
f
m
th
o
e
va
n
b
e
le
consult a solicitor/advocat
lly need to movableestate.
t
less expensive services are
e
a
a
v
l
a
th
il
o
ab
u
l
g
e
h
fo
m
r
u
m
ch
ov
s
a
im
bl
p
e
le
a
r and
From a cost/financial perspect
ssets. F
writingawilli
ive the actual service of im
or
po
the purposes of definition of the movable estate it is
InJers
is with the app
s
o
q
in
u
t
i
m
te
e
c
n
h
t
e
o
a
f
p
E

x
w
ec
h
u
e
t
r
o
e
rs
th
w
ecostareincurred items
rt
f
a
r
n
om
t to
‘h
u
o
n
u
d
se
e
h
rs
o
t
l
a
d
nd
eff
t
e
h
c
a
t
t the law excludes certain
slightly
eythereare
take a small proporti
ho will generally a
remune
on of the overall estate value as re
n
l
y
ate
b
d
us
a
in
rt
e
ic
s
l
s
es
ar
s
t
u
ic
c
l
h
e,
a
m
s
o
je
n
w
ie
e
s
ll
o
s
e
r

ry
s
v
e
i
c
z
u
.
r
a
i
n
ti
y
es,
m
a
o
n
t
y
or
gr
v
o
e
u
h
p
icl
o
e
r
,
complex
more
family o
r
r
at
f
i
r
o
ie
n
n
.
d
V
s
e
a
ry
s E
o
x
f
e
te
c
n
uto
w
rs
ills are written appointing £10K.
having a value of over
requirements
will
that tends to be a false saving a
to
s t
m
h
i
e
ti
f
g
a
a
m
te
il
t
y
h
o
is
r
c
f
o
ri
s
e
t
n

d
a
a
nd
notcapableofwindinguptheestatep
re I
ownproperty
ifyou
from any stress or p
roperly(quiteapart o
f
r
yo
b
u
ot
o
h
w
k
n
il
p
l
r
e
o
d
pe
i
r
n
ty
a
joi
r
n
o
t
a
ly
d
o
a
r
c
s
c
o
i
l
d
e
e
ly
nt
a
,
nd
th
you are killed,
professionalassistance
r
.
essure) and without reference to considered what happens to y
en have you
nowill?
our property if you have
I
yo
h
u
a
r
ve
e
a
st
p
a
p
te
en
o
d
f
ed
m
b
o
e
v
l
a
o
b
w
le
a
a
s
s
i
s
m
et
p
s
le
w
c
o
h
u
a
l
r
d
t d
b
e
e
al
d
in
e
g
al
w
t
ith how R
Jerseyifyoudiedintestate.Ia
with in co
e
m
al
p
ly
l
,
ex
th
th
e
e
w
n
h
on
ol
e
e
m
W
ig
i
h
ll
t
s
e
L
n
a
v
w
isag
in
e,
J
w
er
it
s
h
ey
m
is much more
JustWillsL
ppreciatethepermissionof as to how estates are dea
anyprovisions
mayreprod
t
u
d
c
(
e
a
t
w
he
i
i
l
r
lw
do
ri
c
t
u
in
m
g
e
c
n
o
t
m
/m
pa
a
n
te
y
r
)
ia
fo
l.
ragreeingthatI ordert
lt with if one dies intestate. In
estate
o
sh
r
o
e
u
m
ld
ov
b
e
e
an
d
y
ea
d
l
o
t
u
w
bt
i
s
th
o
,
r
i
c
n
on
a
c
c
e
c
rnsabouthowyour
I
wishe
I
w
fo
il
u
l
n
n
d
ow
fro
tu
m
rn
a
to
lo
so
c
m
a
e very helpful commentary which a
s
n
,
y
th
l
e
o
n
ng
a
e
w
r.
illis
ordance with your
itoff
theonlyanswer.Youshouldnotput
relatingtoJerseyLaw
l
an
Je
d
rs
w
ey
ills
a
.
dvocate, Andrew Begg,
T
A
o
o
di
s
st
r
i
e
n
f
g
e
u
rr
i
e
s
d
hin
to
g
a
b
bo
et
v
w
e
e
J
e
e
n
rse

y
m
L
o
a
v
w
abl
f
e
o

llo
(
w
or
s
p
Fr
e
ench Law in to
pt
c
y
io
o
o
n
nc
u,
a
l
t
n
u
h
d
de, if, like me, you have taken the rather ‘lazy’
en
wa
y
i
o
te
u
d
k
i
n
t
o
o
w
ut
y
in
ou
the
ar
h
e
o
w
pe
ro
it
n
n
g
e
.
verwillhappen
‘unmovable’ (or ‘real’ pro
rsonal) and prompt just a few respons
If my thoughts
consists, for
perty). Movable property provision for t
ible souls to make proper
and jewellery
e
,
xa
w
m
h
p
er
le
e
,
as
of
im
m
m
on
o
e
v
y
a
,
b
s
l
t
e
ock, shares, furniture successful. I h
h
a
e
v
i
e
r f
c
a
o
m
m
i
m
ly
e
a
n
n
c
d
ed
fri
d
e
r
n
a
d
ft
s
i
,
n
t
g
hen I have been
comprises land a
property essentially Howaboutyou?Nooneisimmo
my own will.
e
nd buildings. Different rules apply to i
p
a
r
c
a
h
cti
t
c
y
e
p
i
e
n
o
Je
f
rs
p
e
r
y
op
to
er
h
t
a
y
v
and, for that reason, it is general t
s
ha
n
n
ot
m
so
od
d
e
i
s
ff
t
i
,
c
rtal,anddraftingawill
d
u
o
lt.
u
P
s
l
e
ea
p
s
r
e
o
,
f
i
e
f
s
y
s
o
io
u
n
r
a
e
l
s
e
tate is anything other
aswellasmovableprop
e
e
t
r
w
ty
o
.
willsifyouownimmovable place responsibili
xecutors and do not
s
If you jointly own im
u
i
n
m
d
p
u
l
e
y
ties on family or friends who will
s
n
tr
o
e
t
ss
b
.
e
Li
a
v
b
e
le
lo
t
n
o
g
m
a
a
n
n
d
a
b
ge
eh
sa
a
t
p
is
p
f
y
actorily or without
generallypasstothesurv
m
iv
o
o
v
r
ab
o
l
n
e
d
p
e
r
a
o
th
pe
o
r
f
ty
on
t
e
h
o
e
f
n
th
i
e
t
jo
w
in
il
t
l
MartynScrivencanbecontactedon01534866804n
20/20 thirty eight
Page 1  |  Page 2  |  Page 3  |  Page 4  |  Page 5  |  Page 6  |  Page 7  |  Page 8  |  Page 9  |  Page 10  |  Page 11  |  Page 12  |  Page 13  |  Page 14  |  Page 15  |  Page 16  |  Page 17  |  Page 18  |  Page 19  |  Page 20  |  Page 21  |  Page 22  |  Page 23  |  Page 24  |  Page 25  |  Page 26  |  Page 27  |  Page 28  |  Page 29  |  Page 30  |  Page 31  |  Page 32  |  Page 33  |  Page 34  |  Page 35  |  Page 36  |  Page 37  |  Page 38  |  Page 39  |  Page 40
Produced with Yudu - www.yudu.com