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TAX
HOW CAN I AVOID THE
ANNUAL SHOCK FROM
THE TAXMAN?
The
morning
sound
mis
of
t.Louder
footsteps
and
echoes
louder
thr
.Until
ough the early spr
c
b
to a sudden stop. The letterbox creaks open
theycome
tailor
an
ead
d
the repayments through the new year. We
a
is
loan
cuss
accor
your
dingly
parti
,
cular requirements and Blac
yJO
k
HN
Horse
DE LA
Personal
MARE
Finance
slamsshut.Thedullthudasithitsthehallfloor…
then
o
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ther financial commit
taking
ments.
int
It
o
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quick
your
and
For
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and
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nance
take
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agreat
even
bur
be
den
arranged
of
on the
thebur
ening
the annual tax bill
tospread den
expe
ofyour
rience.
tax
But
bill.
thereareways Whenyourtaxloanisagr
fyourmind.
chequeinforyou!
eed,we’lleventakeyour
I
r
f
esolu
onl
tion
y you had stuck to your New Year’s Thi
an
and been prudent enough to set aside cour
s
se
ghos
all
t
become
of your
a thing
previou
of
s
Christ
spending
mas past
could of
bo
amount each month. Why did you blow that the States introduce a ‘pay as you
when
ho
n
li
u
d
s
ay
on that extra F
fading
, with only a m
r
o
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thly
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tan to show for w
yo
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ll
r
be
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t
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aken from
Monthly
Ther
your empl
l
o
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rs an
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paid direct
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Benja
e
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much truth in
Comptroller’scof
to
fers
th
.
e
your
betaken
deductions
c
Franklin’s
only
laim
two
tha
thin
t t
gs
he
cert
re are
T
employers
salaryby
from
your
in life – de
ain
taxes and of course
ath an
it
d in
a
d
lking of previous
i
easy
ebte
t
dness, it’s so
t
s variety
o
o
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ccep
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ffe
a
f
h
or
rou
b
th
g
e
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s
o
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s
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e
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to plan
co
t
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h
d
e
(
y
a
ear allowing
rs
less dramati
borrow
you to
your lifes
t
t
o
yl
finance
that we
human
c)
nd
But n
of
atu
these.
re cards,
e. Credit
the ov
car
e
finance, and
inclination
dis
don’t
is
the cip
to
lin
all
plan
e
have
ahead.
and bank all
rd
need
raft
car
at the
management to ens
eful
O
under control. At
ure you keep your finances
Thousands
ne thing
of
is
people
for ce
fi
r
nd
tai
themsel
n - you
ves
’re
shor
not
t
alone. we see people every
Black Horse Personal Finance,
when
theirborrowingonamor
day
e
that
disciplined
are anxious
footing.
to get
that
it comes to the December 10 deadline
ofcash
and
c
I
corner
ost
can
o
.
f
W
C
be
ith
hr
qui
i
the
stm
te
rig
as
daunt
ht
ce
hel
le
ing,
b
p,
ra
however
ti
part
ons
icularly
jus
,
t
the
ro
with the
sound
und th
of
e t
f
o
yo
c
u
on
h
s
a
o
v
l
e
id
l
a
o
t
a
e
ns
t
a
h
n
e
d
se
cre
in
d
t
i
o
t ca
o
r
n
d
e
de
l
bts and want
your
structured repayment pattern and a
o
c
a
o
n
mp
with a
need
tax
hold
dem
no
and
fears.
droppingthroughyourletterbox rate, we’ll be delighted to talk to you. Wi
e
t
titive
right help, you can get your finances on a
h
so
t
l
h
i
e
At
f
many
Black
years
Horse
been
Per
providing
sonal Finance we have for S
ootingandrelaxandenjoytheChristmasseason
d
.
people to pay their demand
tax
on
loans
time
that
and
allow
then
d
o
em
if
an
you have someone approaching your door
singers
ding cash, the chances are it will be carol
n
20/20 thirteen
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