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LIFE ASSURANCE
I WORRY THAT IF I’M
SICK MY FAMILY WILL
SUFFER FINANCIALLY.
WHAT CAN I DO?
R
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or tomorrow and it
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isbeingmade,eitherfromastateoraperson
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Hepburns Insurance
of view. Figures ranging fro
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salaryareme
m 10% to 25% of your
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.Save,save,save,isthemessage
t i
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on
fo
of your sacred, hard-
newthere,infactitisprofound
r
ly
th
so
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n
uture. Nothing
what has been forgotten is the need to
da
p
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ro
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.
a
B
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ut
secure that income. The two m
d
acceptedwaysare
ost commonly
Cover.
LifeAssuranceandCriticalIllness
H
as
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am
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ly
y
v
aretheyimportant?Life
rootsattheheartofanancient
e
c
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vi
s
li
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mple and has its
u
pa
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ise
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nto
by
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A
amounto
that in turn paid out an
changedf
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ro
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thofoneofitsmembers.Littlehas
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groupof
mainideaistohigh
r
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i
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n
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lconcept,althoughnowthe
yourfamilywouldfeelno
h
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o
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n
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c
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tt
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atshouldyoudie,
y
p
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N

o
i
o
s
n
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co
la
m
yo
rg
e
u
,n
m
o
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t
s
o
t
n
c
l
o
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n
to
te
l
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t
x
o
is
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ti
a
n
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g
b
o
u
n
t
int
ofyourdeathbutalsosufferthelos
e
s
e
o
m
fy
o
o
tionaleffect
mor
er items we cherish such as a
a
that
oacentral
irespaid
To cover that risk, you take out insurance
u
f
r
o
i
r
n
a
co
c
m
as
e.
lumpsum
o
n
ut
im
tg
on
p
ag
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o
e
r
e
t
.
a
a
This is where Critical Illness cover plays
t
n
h
t
to
ro
t
l
h
e.
e
U
su
nlike Life Assurance that pays
a cash lump sum aft
r
e
v
r
iv
y
in
ou
g f
s
a
u
m
ff
ily, C.I. cover pays
an
inturnpaid
fund
out
e
t
a
h
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at
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e
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iv
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toproduc n
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th
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s
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in
te
g
d
.
criticalillnessforapproximatelyon
e
e
r
m
an
o
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nt
survive a
themoneywhenyouneeditmost.
h.Youget
death
amount
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the cost of such a
members
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compromiseisreachedbetweenwh
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ant
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Assuran
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,
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d
In real
on
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.
e considering a simple Term
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ail
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eart attack, stroke,
gen
, the annual premium cost is
scl
otal disability, multiple
long
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und1%ofthetotalsumassured.Butthe
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expensive it b
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E
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ve
older you get, the more
anactualcas
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to explain how it works is to examine
canstillbeprudenttohave
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cover.
tyofsomeLife
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ld woman. She had awoken
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ofbrushingherhairhad
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dthesimpletask
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orcancer?Thesewon’tnecessarily
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just after the
severelycurtailoraffectyourearningca
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received£63,000.
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alotofstressandworryoutof
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20/20 thirty one
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