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The level of cover provided under the in- addition to choosing their level of benefit,
patient benefits. For example will your benefit members also select an area of cover to suit
be sufficient to pay for treatment received in their needs.
the USA? Alongside this, we have relationships with
The level of cover for day-patient and out- partner companies in Bahrain, Cyprus, Egypt,
patient treatment: this includes procedures Malta, Saudi Arabia and the United Arab
which don’t require an overnight stay, diagnos- Emirates, allowing us to distribute our medical
tic tests and physiotherapy. Most insurance insurance plans to a wide number of people
companies vary the level of out-patient cover worldwide.
depending on what plan you chose. AXA PPP healthcare offers excellent support
Parent accommodation – can you stay with and service coupled with our personal touch.
your child whilst they are receiving hospital These are values that, alongside access to pri-
treatment? vate healthcare, allow AXA PPP healthcare to
Emergency dental cover for accidental injury. give peace of mind to their members and inter-
Nursing at home following treatment. mediaries alike.
Private ambulance transportation costs. All of our plans offer emergency out of area
Cash benefit - you will receive a cash sum for cover providing the reassurance that members
each night you stay in a hospital bed when you will be covered in countries outside of their
have received free in-patient hospital treatment. chosen area, whether travelling on business or
Options for cover of pre-existing conditions pleasure.
and chronic conditions. We now have direct settlement arrangements
Travel – whilst your healthcare policy should with over 700 hospitals around the world. In
take care of your medical costs, you will also addition, our customers have access to around
want to ensure that you have the option to be 11,000 medical providers around the world.
insured for any holiday and business travel out- Health at Hand provides help and informa-
side of your area of cover. tion on a wide range of medical issues, condi-
Another point to take into consideration is tions and treatments. They can also send free
that you may not see a large difference in policy fact sheets and leaflets and call members back if
and price between two insurers although the required.
services and levels of support they offer could Additionally, members have access a number
differ immensely. It can make all the difference
to be dealing with a company who is support- circle6
of other support services including:
International emergency treatment abroad –
ive of its members, regardless of whether you access to overseas evacuation and repatria-
need to claim on your policy or not. We offer tion service, which provides medical advice
our members information about the countries and assistance wherever the member is in the
they may travel or move to, helping to reduce
the uncertainty you may feel before you arrive. circle6
world
A multilingual team of Personal Advisors
General health advice and information on dif-
When you are living or working away from ferent illnesses or diseases you may encounter circle6
who can help with policy enquires
Interpretation service helpline – providing
home, you need to know that any queries you while abroad are an invaluable asset and can be
have about your cover can be dealt with. Do available through 24-hour helplines such as circle6
interpretation in over 100 languages
Doctor, Dental, Optical helpline –
you, for example, have access to telephone Health at Hand, AXA PPP healthcare's health offering details of local English-speaking
based interpretation services and facilities to information line, which is staffed by healthcare
help you find English speaking doctors and professionals 365 days a year. circle6
practitioners
Parent accommodation – cover for accom-
dentists locally? With over 35 years experience in the interna- modation expenses in the same hospital as
tional health insurance market, AXA PPP any child under 18 covered on the plan
Inclusions and Exclusions healthcare is dedicated to looking after the We believe that what really makes AXA PPP
Make sure you appreciate the scope of your healthcare insurance needs of people who are healthcare different from other healthcare
cover to avoid costly misunderstandings. No living, working or retired outside the UK for providers is our excellent support and service
insurance policy is designed to cover all eventu- more than six months a year and in certain coupled with our personal touch. These are val-
alities, so before you buy your medical insur- areas, residents residing in their home coun- ues that, alongside access to private healthcare,
ance policy, have you thought about: tries. allow AXA PPP healthcare to give peace of
Being able to pre-authorise your treatment Our International Health Plan covers indi- mind to their members and intermediaries
before it commences so you can be assured of viduals as well as businesses of all sizes. We alike. Not only are our employees friendly, pro-
your cover and, in some cases, arrange for bills offer the choice of three levels of cover - fessional and efficient, they have also made it
to be settled directly with the hospital. Standard, Comprehensive and Prestige. In their business to help and look after you.
Wherever you retire
Expatriate or local. Working or retired. Join now and get up to two months
Enjoy the worldwide reassurance of cover FREE. Call +44 (0)1892 708145
great British healthcare cover. or visit www.axappphealthcare/media
AXA PPP healthcare is right there with you
Authorised and regulated by the Financial ServicesAuthority. ©AXAPPP healthcare 2009. Lines are open from 8am to 8pm Monday to Friday and 9am to 1pm Saturday (UK time). Calls may be recorded.
www.investmentinternational.com March 2009 Investment International
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