commsept08

Program Update
LONGLONG TERMTERM
Long Term DisabiLiTy
DISABILITYDISAB BI L I T Y
INSURANCEI NSUR RANCE
ope n en r oL L m e n T
9/1/08 - 1
0 0
8 8
1
/
2
1
/ /
1
1
t
h
r
u
1
1
/
2
1
/
N
a73
a73
1/21/08
no medical Questions asked
Limited Time oﬀer a73 new Lower rates
O
p
e
n
E
n
r
o
l
l
m
e
n
t
:
9
/
1
/
0
8
MEMBERSHIP
BENEFITS
YY Y Y Y Y Y
oo o o o o o o o o o o o o o
uu u u u u u u u u u u u u u u u
A
E
u
a
W
t
t
o
t
m
h
E
e
a
N
t
5
ic
R
0%
O
ap
L
l
p
e
L
r
v
E
o
e
E
v
l
a
S
l
:
CU
co
R
I
v
n
R
e
c
r
E
r
a
e
N
g
a
T
e
se
t
P
o
y
A
o
th
R
u
e
r
T
6
c
IC
0
u
%
I
r
P
re
A
le
n
N
v
t
e
T
l
S:
PublicPublic EmployeesEmployees E FederationFederation
MEMBERSHIPM EM MBERSHIP active members can apply for automatic acceptance by nov. 21, 2008
BENEFITSB ENE EFI T S
PROGRAMP ROG GRAM
you cannot be turned down due to a medical condition.
07/200807/ /2008
Watchyourmailforanapplication.
Concerned about home heating oil bills this winter?
CITIZEN
Pilgrim
ACTION
C
C
C
ov
F
erin
U
g the
E
foll
L G R O U P
Fuel Buying Group
C
C
B
o
r
O
o
v
N
e
n
N
r
x
in
E
,
g
C
D
T
th
I
u
C
e
t
U
c
fo
T
h
:
ll
e
o
F
s
w
a
s
in
i
,
r
g
f
G
i
c
e
e
o
ld
u
n
n
.
e
t
I
ie
N
s
N
—
EW
IN
YORK:
Co
O
-
i
o
l
p
O
S
M
G
a
o
O
r
a
s
a
e
y
rt
r
w
d
e
u
l
a
i
a
g
n
a
d
,
,
C
D
h
e
e
la
n
ow
w
an
i
a
n
g
g
re
o
c
,
,
o
F
u
C
n
u
o
t
l
i
l
e
t
u
o
s
m
n
—
,
b
G
ia
B
e
,
r
n
o
e
o
s
m
e
e
e
,
,
e
t
s
n
o
g
o
e
g
o
n
,
a
,
,
J
,
O
M
ef
T
t
o
f
i
s
e
o
n
e
r
g
t
g
s
a
g
o
o
,
o
n
,
a
m
,
O
n
e
H
d
n
r
e
o
y
W
,
r
n
k
O
d
im
yo
a
n
m
g
e
e
a
r
i
i
d
,
n
,
a
L
g
O
,
iv
.
rl
i
e
n
a
g
n
st
s
o
,
n,
Q
Li
n
u
vi
t
e
n
a
e
g
r
n
i
s
o
s
t
,
o
,
O
n
R
,
r
i
a
M
n
a
g
n
e
h
,
a
O
tt
r
a
le
n
a
,
n
s
M
s
e
o
,
e
n
P
,
r
u
K
o
t
i
e
n
n
,
a
g
N
m
s,
a
,
ssau, ng
andWyomin
ch
g
m
.I
o
N
n
N
d
E
,
W
Suffolk,Westchester
Coveri
F
Hudson,MorrisandUn
J
i
E
o
R
n
S
.
EY:Bergen, Lo
W
t
M
he
C
n
e
a
o
g
s
f
n
o
n
I
t
l
n
s
c
h
lo
l
e
h
a
a
w
c
e
n
t
i
t
n
t
s
d
a
g
ic
t
n
e
c
,
ounties —
u
a
r
t
n
,
d
OR
1
FURTHER DETAIL
FOR
1
FU
-
R
8
H
T
8
H
E
8
E
A
R
T
-4
D
U
3
E
S
T
2
A
AIL
A
S
T:
CONTACT OR
w
C
-8
w
IT
0
IZ
w
0
EN
-
.c
5
A
a
5
C
f
9
T
g
O
-4
.
N
S
o
6
A
C
r
4
T
O
g
:
5
NTACT
www.h
-8872
F
eatusa.com ww
1
FU
w
-
R
8
P
T
.
0
o
I
H
L
0
E
G
R
il
R
-
f
7
I
D
o
M
7
E
r
O
TA
l
4
e
I
-
L
IL
s
0
A
S
s
0
T
C
:
ONTACT
.
6
c
2
om
www.pef.org TheCommunicatorSeptember2008—Page27
Page 1 | Page 2 | Page 3 | Page 4 | Page 5 | Page 6 | Page 7 | Page 8 | Page 9 | Page 10 | Page 11 | Page 12 | Page 13 | Page 14 | Page 15 | Page 16 | Page 17 | Page 18 | Page 19 | Page 20 | Page 21 | Page 22 | Page 23 | Page 24 | Page 25 | Page 26 | Page 27 | Page 28