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20/20Contents
Investments
Are there benefits in using an IFA? Page 3
I have a spare £100 per month… what can I do with it? Page 5
I have £1 million to invest. How should it be invested to
maximise growth? Page 7
What to do with an inheritance of £1,000,000? Page 9
I would like to earn a regular income from a lump sum of £1 million Page 10
I only have a modest income, how do I decide whether
I can afford to invest? Page 12
LETTER FROM
Pensions
Pensions – are they as safe as houses? Page 14
THE PUBLISHER
The experts tell me there’s not much choice when deciding
what type of pension to go for. Are they right? Page 16-17
What
With all the talk about new taxes and increased taxes... is there
15years?
areyour
Thismagazin
finances
e
going
isdesign
tolooklikein
anything I can do now that will help my tax position in the future? Page 19
you
What options are available for me to access my Pension Fund
what
2020
theyear
vision,
2020
so
will
that
brin
you’ll
gyou.
beable
edto
to
give
see
on retirement? Page 23
It
Mortgages
I’mstillunclearwhetheranEndowmentMortgageisagoodbetornot.
with
mightseemlikealongwayaway,butas
Can you help me? Page 26
invest
most
ment,
things
itpays
todowithmoneyand
I see lots of different types of mortgage advertised in the national press...
startplanningnow
to
it’s
thin
much
kahead.Ifyou
why can’t I get them here? Page 27
thatyouwillachieveyouraims
mor
15
elikely
fromnow.
years
Insurance
What can I do to replace my income in the event of illness? Page 29
Do I really need Critical Illness Cover? Page 30-31
W
leading
ehavebroughttogethersomeofJersey's
Loans
answer
financialadvisersandexpertsto
I want to buy a new car, what are my options? Page 33
your
ofadvice
perso
many
in
nal
of
UK
fin
thebigquestionsaffecting
publications
ances.While
designed
there’splenty
Property
UK
What is the best way to provide for my retirement
- property or a pension? Page 35
to
residents,there’snotalot
for
hel
people
ps.
livinginJersey,sowe
of
hope
relevan
thi
ce
s
Alternative
Should I invest in Art? Page 37-38
Are diamonds a good investment? Page 39-40
FinancePublicatio
Paul
nsOffshor
Mundy
eLimite
C.E.O.
d
Edit
Shei
Design&Production:TBALimited
20/20
Kirsty
la
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McA
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MikeSpencer
ialAdviser:
rthur
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