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18 | HSBC Survey
The cost of raising children abroad over three-quarters (80%) of parents reported that their children spent
Spain, India and China are the cheapest countries in which to raise chil- more time outdoors, followed by Spain (59%) and France (57%).
dren, with more than half of expats living in these countries reporting they Countries with more extreme weather generally limit outdoor lifestyle
experienced a reduction in costs compared with their country of origin. for expat children. The lowest scoring countries included India, Hong Kong
Finance capitals are the most expensive countries in which to raise chil- and UAE.
dr
T
e
he
n –
cost
ove
of
r fo
raisi
ur
ngchildr
fifths (8
en
5%
abroad
) of expats living in the UK said that it was
more expensive followed by more than three quarters (79%) of people in The cultural advantage
the U
Spain,
AE and tw
India and China
o thir
are
ds
the
(6
cheapest
4%) of par
countries
ents l
in
iv
which
ing in H
to raise
ong K
children,
ong.
with more than half of
Fr
The
expats
om the data,
cultu
living
ral
in
these countries reporting they experienced a reduction in costs compared with their country of origin.
advantage
it seems very few expats move to countries where their chil-
The UK’s poor score continues on from the first Expat Existence report, dren put in less study time. A third of parents overall (34%) said that their
w
F
he
inance
re it w
capitals
as re
are
veale
the
d
most
to be
expensive
one of t
countries
he wors
in
t l
which
ocatio
to
n
raise
s for
children
expat

lif
over
esty
four
le.
fifths (85%)
From
childr
of expats
the data
en studie
living
, it seems
d
in
very few expats move to countries where their children put in less study time. A third of parents
the UK said that it was more expensive followed by more than three quarters (79%) of people in the
overa
UAE
ll (34%
and
)
two-
said thatmotheire ir nchil tdrenheir nstudiedew countmore inrytheir, with newovcountry,er halfwith(56over%) rhalfevealing(56%) revealing that it remained
Int
third
erest
s (64
ing
%)
ly
of
, the U
parents
AE,
living
wh
in
ic
Hong
h wa
Kong.
s revealed as one of the top three expat that it r
about the
emaine
same.
d about the same.
locations for lifestyle, scored last overall for children, demonstrating that
Theculturaladvantage
althoug
The UK’s
h it ma
poor scor
y b
e
e a g
continues
ood o
on
pt
from
ion f
the
or
first
expats g
Expat
e
Existence
nerally,
report,
it is pe
whe
rhaps not p
re it was revealed
re-
to be
From
one
the
of
data
the worst
locations for expat lifestyle. Interestingly, the UAE, which was revealed as one of the top three expat locations for
, it seems very few expats move to countries where their children put in less study time. A third of parents
ferred as a location in which to raise children. The US, which ranked equal
overa
60%
ll (34%)
C
s
hild’s
aid that
study
thei
time
r chil
(%)
dren
-overall
lifestyle, scored last overall for children, demonstrating that although it may be a good option for expats generally, it is
56%
studied more in their new country, with over half (56%) revealing that it remained
about the same.
thirperhapsd in tnothe fpreferredirst repasorat,locationalso apinpearwhiched tomraiseuch fchildrurtheen.r ThedowUS,n the whichtabrankedle, coequalmingthird in the
sixth.
40%
first report, also
appeared much further down the table, coming sixth.
34%
60%
Child’sstudytime(%)-overall
20%
56%
100%
Topthreecountrieswhereparentsexperienceanincreaseinchildcarecosts
10%
85%
79%
40%
75%
0%
34%
64% Morenow Sameas Lessnow
20%
before
50%
10%
25%
India,India,
0%
FranceFrancande Siand ngaporeSingareaphomeore artoethe hochildreme ton twhohe cstudyhildrmoreen wthanho swhentudy theymolivedre in their country of origin, with
than w
over 67%,
hen the
57% and
y li
More
v
42%
ed in thei
nowfrom each
r
Same
count
countryas
ry o
respectively
f
Less
orig
no
in,
wre
w
porting
ith ov
an
er
overal
67%
l
,
increase
57% a
in
nd
study time. In contrast, expat
0% 42
children
% fro
in
m
Belgi
eac
um
h count
spend
r
the
y resp
least
e
before
c
time
tive
studying
ly repo
compared
rting an
with
over
thei
all i
r country
ncrease
of
i
origin.
n stud
A
y
quarter (25%) of expat children
UK UAE HongKong
from Belgium study less (the highest recorded in the survey), with the US (15%) and the UAE (13%) also registering
time.
drop
India,
s
I
in
Fra
n c
the
nce
ont
amount
and
rast,
Singapore
e
of
xpat
study
c
are
hildr
time.
home
en i
to
n
the
Be
childre
lgium
n who
spen
study
d th
more
e leas
than
t tim
when
e stud
they
ying
compared with their country of origin. A quarter (25%) of expat childr
lived
en
in their country of origin, with
over 67%, 57% and 42% from each country respectively reporting an overall increase in study time. In contrast, expat
fr
children
om Bel
in
gi
Belgi
um
um
stu
spend
dy less (the hig
the least time
hest r
studying
eco
compared
rded in the s
with thei
urv
r
e
country
y), wit
of
h
origin.
the U
A
S
quarter (25%) of expat children
(15%) and the Ufrom
80%Belgium
Top
study
three
AE (13%) also rless
countries
(the highest
where
recorded
children
egisterin
study
ing drthe survey),
more
ops in the amount o
than
with
before
the US (15%) fandstudtheyUAE (13%) also registering
75%
Topthreecountrieswhereparentsexperienceadecreaseinchildcarecosts
drops in the amount of
67%
time.
study time.
60%
57%
55%
50%
50% 50%
42%
40%
80%
Topthreecountrieswherechildrenstudymorethanbefore
67%
25%
2
60%
0% 57%
0%
42%
0%
40%
India France Singapore
Spain India China
20%
Travel abroad for more active children
Generally expats experienced an increased outdoor lifestyle in the Mediterranean and countries with wide open
0%
spaces
TAlmosravt el abrhalf (44%)oad fof expatsor morreported thate activtheir childrene childrspent moreentime outdoors in their adopted countries.
30%
Topthree
India
countrieswhere
France
expatchildren
Singapore
studylessthanbefore
Australia 25%
Ge
came
ner
top
all
of
y e
the
xpats e
table,
xp
where
erie
over
nced an incr
three-quarters
ease
(80%)
d ou
of
td
parents
oor lif
reported
estyle in
that
th
their
e
children spent more time outdoors,
M
followed
editer
by
ranean and c
Spain (59%) and
ount
France
ries
(57%).
with wide open spaces
20%
Cou
A
ntries
lmos
wi
t
th
ha
more
lf (44
extreme
%) of
weather
expats r
generally
eported that the
limit outdoor
ir
lifestyle
childr
for
en sp
expat
ent mo
children.
re t
The
ime
lowest scoring countries threecountrieswhere
15%
30%
Top expatchildren
13%
studylessthanbefore
included India, Hong Kong and UAE.
outdoors in their adopted countries. Australia came top of the table, where
10%
25%
20%
100%
Top three countries where children experience an increase in outdoor lifestyle 0%
15%
Belgium US UAE
13%
80%
80%
10%
60%
59%
57%
Another
0%
point of interest is that older children are more likely to increase their study time once they have relocated.
40% Almost half (41%) ofBelgiumchildren 10 yearsUSand older studyUAEfor longer now that they are living in their new home, compared
20%
with just 32% of under 10s.
0%
Australia Spain France
Ano
Anothe
ther poi
r p
nt
o
of
int o
interest
f int
is
e
that
rest is that old
older children are
er c
m
hildr
ore likely
en ar
to
e
increase
more l
their
ikely t
study
o in
time
crease
once they have relocated.
Almost half (41%) of children 10 years and older study for longer now that they are living in their new home, compared
th
with
eir st
just
ud
32%
y tim
of
e
under
once the
10s.
y have relocated. Almost half (41%) of children 10
years and older study for longer now that they are living in their new home,
compared with just 32% of under 10s.
80%
Top three countries where children experience a reduction in outdoor lifestyle
67%
60%
Languages
41%
Overall, almost two-thirds (63%) of expat children speak two or more lan-
40%
32%
guages. Children living in European countries learn the greatest number of
languages, with almost all expat children living in Spain (94%) speaking two
20%
or more languages. Germany and France also ranked highly, with almost
0%
nine-tenths (87%) of expat children speaking two or more languages. A
India HongKong UAE
third (33%) of children overall speak just one language, with this number
largely being made up of predominantly English-speaking countries.
May 2009 Investment International www.investmentinternational.com
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