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International investment | 11
ment vehicle along-
side an interest only
mortgage. As an
example of growth
over the last three
years, £29,798
invested in fine wine
in November 2005
was worth £56,770
by November 2008.
The same sum
invested in the FTSE
All-Share Index
would be worth only
£27,040.
Relocating
risk
Many investors may
be nervous of enter-
ing a market in
which they have no
prior knowledge or
expertise. By receiv-
ing professional
advice in this field,
investors can receive
a full service which
includes tailor-made
investment portfo-
lios to suit specific
needs, full management of a private investment demand. When we structure an investment port- annual valuations and newsletters, keeping you
cellar, and storage and insurance of their asset in folio, our panel of wine experts will recommend abreast of current market conditions and ongo-
optimum conditions right through to the even- Fine Wines that should show the best returns, ing prices.
tual sale. Those with investments in bond wrap- coupled with the appropriate level of risk over The bottom line is that this form of invest-
pers or SIPPs can speak with their financial your chosen period of investment. We are able to ment needs more than simply an expert manag-
advisers regarding the option of moving a pro- structure bespoke portfolios of Fine Wines at the ing your portfolio with a trained eye in wine. An
portion of their investment into a Fine Wine most competitive purchase price. Only the Top understanding of the investment barriers to
Fund to spread risk and diversify investment and 30-60 of the registered 4000 Châteaux in the entry and exit is crucially important. There has
help to hold off the currently diminishing value Bordeaux region reach the standards demanded, never been a more important time to have your
of their funds. Through our more than 2000 for quality, underlying stability, limited availabili- portfolio managers calling the right shots at the
IFAs we can educate investors seeking alternative ty, historical and forecasted investment growth. right time.
methods to having their money work harder for Bordeaux on average produces 56,000,000 cases
them. Removing all the common drawbacks of wine a year, of which investment grade wines
For further information go to
from other investment schemes, fine wine offers make up on average 450,000 of them. 2.3% of
www.premiercru.com – Telephone: 020
what is generally considered to be the most tax the world’s wine comes from Bordeaux, meaning
8905 4495
the investment grade wine is less than 0.07% of
Premier Cru Fine Wine Investments Ltd
Laffite 1996 – Paid £2,687 in Nov 2005. world stock.
was formed with the specific intention of
Now valued at £6,800 = 152.98% And when is the best time to sell? As with any
offering structured and managed
investments to people with little or no
investment there will be an optimum time when
knowledge of wine. The company is
Laffite 2003 – Paid £2,397 in Nov 2005. you would like your money to mature, to meet
unique, in that it provides tailor-made
Now valued at £7,000 = 192.03% the costs of, for example, a wedding, school fees,
portfolios with no lock-in periods, thus
mortgage repayment, retirement or perhaps a
enabling investors to add or subtract at
La Mission Haut Brion 2000 – world cruise. If the market is trading high on a
will to pay off a wedding, children's school
Paid £2500 in Nov 2005. particular wine you own, your chosen invest-
fees, a mortgage or even create an
Now valued at £5,700 = 128% ment house will write or telephone to inform income to supplement their pension. It
you of the increase in value. They may recom- does not charge upfront or exit fees, nor
efficient and fully flexible range of investment mend you sell and replace the asset with a early redemption penalties, and investors'
plans on the market today. younger vintage at a lower price, thereby increas- profits are free from capital gains and
So when is the best time to buy? All invest- ing your stock and protecting your original capi-
income tax. Unlike ISAs there are no
ments demand knowledge and expertise. Your tal outlay. Unlike almost all other investments,
upper limits, and Premier Cru’s minimum
chosen investment house should carry sufficient there are no penalty charges for an early encash-
investment is one of the lowest in the
knowledge of taxation, market conditions and ment. We do however recommend a minimum
market, at £5,000 and/or £175 per month.
forces, and the intricate rules of supply and investment period of three years. You will receive
www.investmentinternational.com January 2009 Investment International
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