■ senior railcard
If aged over 60, you can buy a senior railcard (currently £24)
which will entitle you to save a third on most standard and first
class rail fares throughout Britain. Further details and offers are
available online at: www.senior-railcard.co.uk
■ health Costs
If you are on Income Support, income based JSA, Pension Credit,
Guaranteed Credit or Working Tax Credit with either Child Tax
Credit or a disability element, or if you are aged over 60, you
may be able to get help with:
■ NHS prescription charges.
■ NHS dental treatment, including check ups.
■ Sight tests.
■ Vouchers towards the cost of glasses.
■ Travel costs to and from hospital for NHS treatment.
■ Travel costs for NHS treatment abroad.
■ Wigs and fabric supports.
■ state Pension
This is a government administered pension based on the
number of qualifying years gained through National Insurance
Contributions paid, treated as having paid, or credited with
having paid. The current age for which you are entitled to a
state pension is 65 for men and 60 for women.
The basic full state pension is £90.70 per week for a single
person and £145.05 per week for a couple.
The Pension Service will automatically send you a claim
form four months before you reach pensionable age. However,
if you have not received a form three months before, you can
order one by telephoning 0845 6060 265, or download it from:
■ Pension Credits
If you are aged 60 or over and living in Great Britain with a
weekly income of less than £125.05 (£189.35 if in a couple)
then you may be eligible for the ‘Guarantee Credit’ element
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