Real Estate Rescue for Owners in Distress
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The current housing market has created a crisis for traditional home ownership and real estate
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investing—but in any crisis there are solutions and opportunities. This seminar is designed for ■
those who are in trouble and are looking for alternatives. Should you fight, or take flight? We
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TION
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will cover recourse and non-recourse loans, and advantages and disadvantages of refinance,
short refinance, loan modification, forbearance, payment rate and/or interest rate reduction,
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foreclosure, deed in lieu of foreclosure, and short sales. Those who can help you and those who
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you should avoid. A $15 materials fee is payable to the instructor at the door.
Y EDUC
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SECTION DAY TIME ROOM FEE INSTRUCTOR
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11-9001 Tue, Dec 9 6:00pm-9:00pm V-2 $29 Smith
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Home Buying and Home Building
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Imagine how different your life would be if you had no rent
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or mortgage payments to make! Build your dream house
C
OMMUNIT
and own it free and clear in five years. The presenter
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built his dream house in Marin County and saved a ■
bundle. In this inspirational seminar, learn how to
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buy land and building material inexpensively, live on
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your land rent-free while you build and more. Material
fee of $20 payable to the instructor, David Cook. For more
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information, please visit
www.buildyourdreamhouse.com. ■
SECTION DAY TIME ROOM FEE INSTRUCTOR
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11-0101 Wed, Jan 21 6:30pm-9:30pm V-I $33 Cook
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How to Manage Your Mortgage ■
You need savvy borrowing strategies these days as a homeowner to refinance or buy a new home.
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Learn how to negotiate with your bank or mortgage broker to get the lowest rate and the best
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terms. Avoid unnecessary fees, prepayment penalties, and points.
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SECTION DAY TIME ROOM FEE INSTRUCTOR
11-2660 Mon, Jan 12 7:00pm-9:00pm V-I $25 Wardly ■
The Top Ten Mistakes to Avoid When Buying a Home
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Buying a home can be an exciting experience. Unfortunately, most buyers make five or more
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critical mistakes when purchasing a home. Learn from those in the know about real estate ■
and how to avoid these common mistakes. Learn about pre-approval, pre-qualification, termite
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inspections, home inspections, and traits to look for in the person who represents you. We will
explore the four L’s in real estate, the current market and much more.
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SECTION DAY TIME ROOM FEE INSTRUCTOR
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11-2811 Wed, Jan 14 6:00-8:00pm 4 $15 Schwab ■
11-2812 Wed, Feb 18 6:00-8:00pm 4 $15 Schwab
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The Five Best Ways to Stop Paying Your Landlord’s Rent
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Home ownership has reached a record level (67%) in the United States. Those in the know about
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real estate will discuss numerous government and conventional loan programs that allow buyers
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with low down payments to have their piece of the “American Dream.” We will also discuss
qualifying for a home loan.
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SECTION DAY TIME ROOM FEE INSTRUCTOR
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11-2601 Wed, Dec 10 6:00pm-8:00pm 4 $15 Schwab
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11-2602 Wed, Feb 11 6:00pm-8:00pm 4 $15 Schwab
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Estate Planning Isn’t Just for the Very Rich—See page 31
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How to Build a Business Plan for Contractors
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This workshop will help you exercise the tools necessary to build a successful blue print for your
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company. Topics include marketing strategies, competition, management, financial projection,
and more. A $15 workbook fee payable to the instructor will be collected in class
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SECTION DAY TIME ROOM FEE INSTRUCTOR
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13-1510 Sat, Jan 17 9:00am-1:00pm V-I $39 Amador
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See pages 46-47 for registration form/information
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High School GED registration see pages 27-28
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