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Prices From
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Let’s face it – plans change, emergencies happen.
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And that’s why comprehensive travel insurance is a must. We hope you
never have to make a claim, but for peace of mind when you’re away, it’s essential. w
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Under the terms of our Booking Conditions all (c) Been referred to a specialist or consultant at a long-term treatment. If shoreside medical attention
passengers travelling with us are required to have hospital for tests, investigations, diagnosis or is required, this treatment will be in a medical facility
c
valid travel insurance in place. The cover described treatment? appropriate to your condition and the treatment o
below has been specially arranged by Preferential required, and this may be within a state facility as
.
uk &
Insurance Services Limited (“Preferential”) and
If you answer ‘YES’ to any of the above questions
determined by the assistance company.
underwritten by the United Kingdom Branch
you will be required to contact the Travel Insurance
of Union Reiseversicherung AG (the “Insurer”).
Advice Line on 0845 370 7188 (if you are outside Claims for Personal Possessions
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Insurance cover must be purchased within 14 days
of the UK please call +44 (0) 845 370 7188) either This insurance does not provide cover on a ‘new
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a
of full payment being taken for your cruise.
before purchasing your cover for a quotation for for old’ basis, which means that deductions for age,
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el Insur
any additional terms applicable or immediately after wear and tear will be made where appropriate.
A summary of the cover is shown below. Cover will purchasing your cover to ensure full cover is in place.
only commence upon payment of the premium. All calls will be treated in the strictest confidence
Sums Insured and Limits
If you wish to purchase this insurance go to and the decision will be confirmed to you in writing.
All sections of the insurance have a limit on the
www.ncl.co.uk/howtobook/insurance or please
amount the Insurer will pay, as described above. Some
anc
contact the Travel Insurance Booking Line on:
Significant exclusions sections have internal limits such as the amount the
0845 370 7188 or if you are calling from outside of
Please note the insurance is unable to provide Insurer will pay for any one item or personal money.
e
the UK +44 (0) 845 370 7188. The Travel Insurance
cover for psychological conditions, such as stress,
reasonable Care
Booking Line is run by Travel Administration Facilities,
anxiety, depression, eating disorders or mental
You are required to take all reasonable care of
a division of Travel Insurance Facilities plc, on behalf
instability. In addition the policy does not provide
yourself and your property and to act at all times
of the Insurer.
cover for cancellation or curtailment claims due
to any pre-existing health conditions of a close
as though you are not insured.
SuMMary Of COvEr relative or business associate who is not travelling
Hazardous activities
Cancellation Up £7,500
# with you.
The insurance may not cover you when you take part
Departure Delay Up to £20 after 12 hours delay
Change in Health Condition
in certain activities WHERE THERE IS A HIGH RISK
If your health or medication changes between
OF INJURY. It is likely that all shore excursions
Up to £10 after each subsequent
12 hours delay (max £100)
purchasing the insurance and travel you are
booked through NCL are included in the scope of
required to call the Travel Insurance Advice Line on
emergency medical and repatriation cover. Please
Missed Departure Up to £800
0845 370 7188 (if you are outside of the UK please call
refer to your policy wording.
Abandonment Up to £7,500 +44 (0) 845 370 7188) to notify the change in risk.
Claims and Complaints
Personal Possessions Up to £1,500
Before you purchase this insurance your attention
The insurance policy contains the procedure which
Single Article Limit Up to £300
must be brought to a number of important aspects:
you should follow if you wish to make a claim or a
Valuables Limit Up to £300
complaint. Please note that your contract of insurance
Delayed Possessions Up to £100 after 12 hours
A brief summary of cover available is set out within will be with Union Reiseversicherung AG, UK Branch
this panel. Before you commit to the insurance and that NCL will have no responsibility to you for
Personal Money Up to £500
please refer to the Policy of Insurance and Key Facts claims or any other liability in connection with the same.
Cash Limit Up to £250 statement which will be sent to you by the Insurer.
Loss of Documents Up to £250
Jurisdiction
Important Notes The insurance will be subject to English law unless
Emergency Medical Expenses Up to £5,000,000
Policy of Insurance
otherwise agreed in writing.
Hospital Benefit / Cabin Confinement Up to £50 per 24 hours (Maximum £600)
This contains the full details of what is and is not
Incorporation
Curtailment Up to £7,500 covered, and will be sent to you upon purchasing
Preferential is incorporated in the United Kingdom
Personal Liability Up to £2,000,000
the insurance. Please read it carefully to ensure
and Union Reiseversicherung AG is incorporated
Personal Accident Up to £10,000
you understand the cover provided. A specimen
in Germany.
copy will be made available prior to purchase upon
Legal Advice and Expenses Up to £25,000
request, please telephone: 0845 370 7188 (if you are financial Services authority
outside of the UK please call +44 (0) 845 370 7188) NCL are an introducer appointed representative of
This Insurance is only available to EU residents who
Travel Insurance Facilities plc who are authorised
purchase their cruise and policy in the UK. Please ‘Cooling Off Period’
and regulated by the Financial Services Authority.
note repatriation will be to your home country. If the insurance does not meet your requirements
Please note Preferential Insurance Services Ltd and
No cover will be provided in your home country. and an alternative is available, you may cancel within
Travel Insurance Facilities are authorised and
14 days of purchase (prior to travel if this is sooner)
Excesses
regulated in the United Kingdom by the Financial
and, provided no claim has been made, obtain a
You will pay the first £100 of any claim for
Services Authority (FSA). Union Reiseversicherung
refund. After this 14-day period insurance premiums
Cancellation, Abandonment, and Emergency Medical
AG are authorised in Germany by BaFin and
are not refundable under any circumstances.
Expenses. You will pay the first £75 of any claim for
regulated in the United Kingdom by the Financial
Personal Possessions, Personal Money, Curtailment, Emergency Medical
Services Authority.
Personal Liability (increased to £250 when the This is not private medical Insurance. This policy
Compensation
claim is for damage to property) and Legal Advice only covers treatment of medical conditions in
The insurance policy will be covered by the
and Expenses. an emergency and which will respond quickly
Financial Services Compensation Scheme.
to treatment. It does not cover recurrent or
Special Notice regarding your health and the health
of anyone travelling with you who may cause you to
cancel or cut short your trip:
Comprehensive Travel Insurance from as little as
Most travel insurance policies have health restrictions
in them that may exclude any pre-existing conditions.
You are required to answer the following questions:
£26
†
for individual cover and £59
*
for family cover
Have you, or anyone who is travelling with you,
1. Ever received treatment for:
for a personalised quote and instant cover visit
(a) Any heart related condition, stroke or
www.ncl.co.uk/howtobook/travel_insurance
hypertension (high blood pressure)
(b) Any breathing condition (including asthma)
(c) Any type of Cancer or call the Travel Insurance Booking Line on 0845 370 7188.
(d) Any type of Diabetes?
Booking online will guarantee lower prices than booking via the telephone.
2. In the last few years:
It is a condition of travel that all guests take out travel insurance
(a) Been treated for any serious or re-occurring
for all travel cancellation and medical liabilities.
medical condition.
(b) Been asked to take regular prescribed
†£26pp price is based on individual cover of a cruise holiday to the value of £199, when insurance is purchased online with Preferential. #Our travel insurance provider may be able to provide cover for
medications.
cancellation of cruise holidays over £7,500 in value, however, this is on a referral basis and is subject to certain terms and conditions.*Family cover means 2 adults and unlimited number of dependent
children. For full terms and conditions please see www.ncl.co.uk/howtobook/travelinsurance
Book today: 0845 658 8010
103
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