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20/20
MONEY MATTERS
Starting or running
a business?
by Alan Salsac & Malcolm Chambers,
CHARTERED ACCOUNTANTS,
HELP IS AT HAND!
A. J. Salsac and Co.
Are you looking to set up your own business? Unfortunately that essential capital because the autonomy of the bank
this has become much more complex in recent years due to manager has been eroded and the decision is now usually
the new rules and regulations and new taxes such as ITIS made by someone in a separate department, usually out of the
and GST. There have also been recent developments in the island and to whom you have no access. Therefore it is
banking industry which have had an adverse affect on small essential to promote yourself to the best possible degree on
businesses and their ability to gain the capital that they paper and with our experience we can make that happen by
need. However you should not let this diminish your ambition helping you stand out from the rest by producing a credible
because there is help at hand for people just like you! and professional business plan.
Do what you do best; we’ll take care of the rest! In our 18 years of business (and many more years experience
We provide a professional service which will take a huge from our key personnel) we have built up a large well of
weight off your shoulders and put a spring back in your step. experience and it is very rare that we are faced with a
We make it possible for you to focus on what you do best situation we haven’t already dealt with before under different
whilst we take care of much of the paperwork that could divert circumstances. Therefore we can also provide you with
your attention away from making that much needed profit. valuable words of professional advice in difficult times making
your job easier and the hard times more bearable. After all,
We can assist in many ways; we can prepare accounts and/or the best advice is expert advice.
business plans, handle your tax affairs, offer general business
advice and guidance, and help to free you up from any time Afraid that advice will be too costly? We can remove the
consuming paperwork that you may have accumulated. This uncertainty!
will provide you with more time so that you can stay fresh and The common assumption is that using a chartered accountant
alert for your own customers. Together we will ensure you will drain your bank account and when you are venturing out
optimise every angle of your business to provide you with the on your own, money is usually scarce. The truth is that you
best way to succeed. could save yourself money in the long term and you may even
be pleasantly surprised. We are not out to burden you with
People underestimate how confusing and complex tax affairs extravagant bills to make a quick kill, it is in our best interest
can be and many find that they cannot cope with it all. for you to succeed and keep coming back to us year after year.
Sometimes people will try to sweep it under the carpet using
the “out of sight out of mind” plan, which is probably the We will provide you with an initial free no obligation
worst strategy because the issue will not simply go away and consultation with no strings attached. In the consultation we
it can escalate unpleasantly. With us behind you this would will discuss what your hopes for your business are and what
not be a problem because you could sweep it out of your door services we can provide that you could benefit from, we will
and out of your sight and into ours where we would take over also give a quote in respect of our fees. In most cases we can
the responsibility and sort out the situation, you will never give a fixed fee quotation to remove any uncertainty you may
need to talk to the tax man again! have in that respect.
Give yourself the edge and stay one step ahead! We think that you will realise that money spent on our
A chartered accountant can do so much more for you than services will be money well spent. After all, we have gained
just keep your books in order and sort out your tax affairs. We many of our clients through positive word of mouth referrals
are a friendly shoulder to lean on in times of need. and recommendations. We believe you have nothing to lose
and everything to gain because with us on your side the sky
Impressing the bank manager is no longer enough to obtain is the limit.
20/20 fifty four
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