Texas saves
aT www.txsaves.org offers TIps on savIng moneY,
geTTIng ouT of debT, and buIldIng wealTH.
door seeking a broker, so sales is a primary Associated Credit Union in Clear Lake, So what is a typical day at her credit
skill in Tuggle’s Finance career. generally serves a younger clientele. union branch?
Part of being a good salesperson is caring “I run a small branch located inside a “It’s always busy,” she says. “People are
about clients. For Tuggle, that means grocery store,” says Howe. “My staff and I standing in line, the fax machine is busy, and
helping people save for retirement and other provide loans for customers high school age the phone is ringing. And I couldn’t love it
important life events. and up. One of my favorite parts of the job any more. I enjoy the pressure.”
“For example, a friend of mine once called is lending, especially to young people,
me for help because she needed to finance her because I can help them start building
son’s education,” he says. “She had some money their credit without requiring their parents
saved, but could see it wouldn’t go very far.” to co-sign a loan.”
Tuggle worked with her, explaining different Howe has been involved with helping
saving and investment options until they young people learn about saving and credit
agreed on a plan that she could afford. “Based and other financial matters for years.
on what we did, this plan should pay for four “I helped open the first credit union in a
years at a private college, assuming he keeps his high school in Texas and had the
grades up and keeps getting scholarships.” opportunity to train students to run it,”
she says proudly. “Many of the students
Training students have pursued careers in the finance
Whereas Tuggle generally works with older industry. Some even stayed with the
people, April Howe, branch manager of credit union and advanced.”
5
Cool Careers
cHeck ouT THese excITIng careers In fInance.
1. 2. 3. 4. 5.
STOCkBrOkEr ECONOmiST PErSONAL FiNANCiAL iNTErNATiONAL BANkEr FiNANCiAL iNvESTiGATOr
The securities brokerage as expert researchers, ADviSOr This is definitely a job for those sometimes the key to unraveling
profession is the highest- economists have their fingers as the number of individual who like to travel. International big-time corporate fraud can
paying industry in finance, on the pulse of the marketplace. investors rises, personal financial bankers examine the economies only be found by investigators
with average annual wages of They understand how factors advisors are in high demand. of nations worldwide, manage with accounting expertise.
$165,000, according to the u.s. such as energy costs, These financial experts must international currencies, and help financial investigators may have
department of labor bureau of inflation, interest rates, and be good with numbers and governments develop strategies to serve as expert witnesses and
labor statistics. stockbrokers employment interact, and they thoroughly knowledgeable about for maintaining their prosperity. convince juries that their analysis
sell or buy stock for their clients. predict how that will affect a investment options, but they They may advise nations on how is sound.
professionals in the industry also society’s prosperity. successful need good people skills as well. to invest their wealth or help
manage investments and provide economists are considered once they devise an ingenious different countries partner in
financial advice. most have at invaluable in deciding how and strategy for paying for college or strategic projects.
least a bachelor’s degree. The when to invest, so when they retirement, they must have the
industry superstars are good speak, people listen. some communications skills needed to
with numbers and have a keen economists become so highly explain it clearly to their clients.
interest in investing. regarded that their opinions
reported in the media can make
the stock market rise or fall.
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